When Does Car Insurance Company Lower Your Premium

Reader’s Question:
I am wondering why car insurance companies need to wait for like 4 years or so before they can even consider lowering my car insurance?
Kelly
Dallas Texas
 
Each violation like parking tickets, at-fault accidents, or driving under the influence is allocated a specific point value. Each violation you make has corresponding number of points added to [...]

How To Find Reliable Car Insurance Company Colorado

Reader’s Question:
What are the characteristics of a good and reliable car insurance company in Colorado?
Diego
Denver CO
Spotting the good from the bad apples among car insurance providers may take some sleuthing on your part. Normally, an insured would say a car insurance company is good because its rates are low. But wait, rates are [...]

Getting Car Insurance For Vehicle With No “Insurable Interest”

Reader’s Question:
I have a sister who lives in a different state. She said she will give the car to my 17 year old daughter as a gift. However, she is still paying off for that car. So my question is, how can we get car insurance for that vehicle? Please we need the answer as [...]

Best Car Insurance Company

Reader’s Question:
How do you choose the right car insurance company?
Blaine
Chicago IL
One of the most important considerations in getting a vehicle insurance is the car insurance company. Finding the right one could mean finding the company to serve all of your family’s needs in terms of vehicle insurances. Discovering that one company who can provide for [...]

Cheapest Car Insurance Company

Reader’s Question:
How do I find the cheapest car insurance company out there?
Joshua
Dallas, TX
There are a lot of car insurance providers out there, approximately 1,500 of them. Some of them sell directly to customers and others go through brokers and agents. With the competition being as tough as it is nowadays, it wouldn’t be surprising if [...]

Cheap Car Insurance Company

Reader’s Question:
Is it advisable to buy coverage from a cheap car insurance company?
Liz
Memphis, TN
There is nothing wrong with looking for and buying coverage from a cheap car insurance company. With the way things are going in our economy, who would want to buy from a high-priced car insurance company? Besides, have you ever seen a [...]

Car Accident Insurance Company

Reader’s Question:
Is there a law which says that a car accident insurance company can increase your premiums because of an accident?
Michelle
Dallas Texas
Insurance companies have to comply to policies that require them to file their rates and rules in coordination with the state regulatory bodies such as the Department of Insurance. For car accident insurance companies, [...]

Making Sure You’ve Got the Best Car Insurance Company

Reader’s Question:
I just got my driver’s license and am planning to buy a new car. I was wondering how important it is to avail of my own insurance coverage. If it is that important, how can I make sure I’ve contacted the best car insurance company and that I was able to get the best [...]

Filing a Claim with a Car Insurance Company

Reader’s Question:
My car got hit by some guy from out of state. Where do I file a claim? From which car insurance company? How do I go about this?
Nadia
Baltimore, MD
Just file a claim the same way you would in any other circumstance. It doesn’t really matter so much who hit you or whether he is [...]

Car Insurance Company with the Cheapest Rates

Reader’s Question:
Which car insurance company offers the cheapest rates?
Paul
Long Beach, CA
Every car insurance company in the United States uses a unique system of rating its clients. So, the only way to know which insurer gives the cheapest rates is by obtaining quotes from each car insurance company in your area.
This is why it is very [...]